Manual export, costly errors
Payment file errors trigger vendor disputes, missed early-pay discounts and hours of rework.
B-FLOW · ENTERPRISE PAYMENT AUTOMATION
Automate ERP-to-Bank payments with a full audit trail
B-Flow eliminates the time cost and audit risk of exporting payments from your ERP to spreadsheets. One platform for host-to-host payments, ISO 20022 compliance and full reconciliation — fully cloud-based, with no infrastructure to maintain.
ISO 20022 native · Role-based audit trail · 100% cloud · Multi-tenant architecture
THE FINANCIAL IMPACT
The hidden cost of manual payments
Exporting payments from ERP to spreadsheets does more than waste time — it introduces errors, drains your team and creates risk at every audit.
Reconciliation drains your team
Hours per day exporting, mapping and reconciling files across ERP and multiple banks.
Audit trail gaps
Missing approval trails and manual reconciliation create risk at every internal or external audit.
THE PLATFORM
Enterprise payments, audit-ready by design
B-Flow was built with client compliance requirements at its core — from ISO 20022 formats to full role-based audit trails on every transaction.
Audit trail on every transaction
Built for compliance-heavy operations
Every payment carries a full audit trail: approvals, timestamps and user identity. Built with client compliance requirements at its core.
- Full transaction audit trail
- ISO 20022 native (built for client compliance)
- Role-based security and permissions
- Localization support (multi-country)
Local + international
All major payment types
Connect B-Flow to any bank via host-to-host, API or secure file drop. Support for every major payment format your operation needs.
- ACH · Wire · EFT · SEPA
- Host-to-host to any bank
- Multi-format output (ISO 20022, MT, custom)
- Cross-border with FX support
Fully managed cloud platform
Zero infrastructure, enterprise scale
B-Flow runs 100% in the cloud with a multi-tenant architecture. No servers to manage, no capacity planning, no maintenance windows.
- 100% cloud-based
- Multi-tenant architecture
- Powerful scheduler engine
- Custom business rules and data mappings
HOW IT WORKS
From discovery to go-live in weeks
Our process is proven across large-enterprise B-Flow implementations. Every step is designed around your team, not our billable hours.
01
Discovery
We map your current payment flow, ERP, banks and compliance requirements.
02
Payment Setup
We configure payment types, business rules and data mappings for your operation.
03
Bank Integration
We connect B-Flow to your banks via host-to-host, API or secure file drop.
04
Validate & Test
We run test batches end-to-end and validate the audit trail before production.
05
Training
Your team learns the portal and daily operations — no lift-and-shift surprises.
06
Go Live
First real payment cycle in production, our team on-call to ensure zero disruption.
07
Customer Support
Continuous customer and bank integration support — long-term partnership, not a project handoff.
SECTORS WE SERVE
Enterprise payment complexity, meet automated flow
B-Flow is built for organizations with high payment volume, multiple banks and compliance requirements that spreadsheets cannot handle.
Manufacturing
High-volume vendor payments across regions, multiple ERPs and cross-border operations.
Retail & Distribution
Daily supplier settlements at scale — thousands of payments, multiple banks, tight cash flow cycles.
Financial Services
Compliance-heavy payment operations — audit-ready trails, role-based approvals, regulatory formats.
Logistics
Cross-border payments with multi-currency operations and international bank connectivity.
WHY WORK WITH US
Accelerating your business digital transformation
B-Flow implementation is based on a mature process with years in practice, carried out by a team with many years of experience — focused solely on making your business more profitable and efficient.
01
Our process is proven
Solidified across large-enterprise B-Flow implementations across geographies. Lessons learned baked into every new engagement.
02
We listen to your team
Smooth transitions, respect for what your team already knows. We won't tell your team things you already know.
03
We understand your business
Optimize every functional area, not just the payment flow. Our mission is to identify opportunities across your operation.
04
We deliver unmatched value
Long-term partnerships, never driven by billable targets. We do what's right for our customers, every time.
Talk to a payments specialist
Free discovery call · Response within 24h
PRICING
Scoped to your operation
Two paths to start with B-Flow. Both are Initial Setup + Annual Fee — scoped to your operation. Contact us to size a plan that fits your volume and integrations.
Starter
Contact us
Initial setup + annual fee — no per-transaction cost
- 1 bank integration
- Standard payment types (ACH, Wire, EFT)
- Full audit trail on every transaction
- Standard support
Reply within 3 business days
Custom
Contact us
Scoped to your operations — contact us to size
- Multiple bank integrations
- All payment types (ACH, Wire, EFT, SEPA, custom)
- Custom business rules and data mappings
- Priority + bank integration support
Reply within 3 business days
READY TO GET STARTED?
Eliminate manual payment work, without the sales pitch
Book a 30-min discovery call. Our team assesses your ERP-to-Bank flow and shares how B-Flow would fit — no obligation, no sales pitch.